The right benchmark
Investor classifications like ‘conservative, balanced, aggressive’ and model portfolios are fatally flawed. They are based on ever-changing emotions or arbitrary risk scores instead of focusing on the one benchmark that matters—achieving your financial plan.
The Lifeworks innovation
Ultra-high-net-worth level services, regardless of your level of wealth
We believe everyone should have access to the best investment strategies, financial planning services, and advice.
Hyper-personalized and scientific portfolio construction
- Every portfolio is constructed from scratch and driven by your unique financial plan.
- We use individual equities to reduce unnecessary fees and provide complete customization of your portfolio.
- Our investment strategies are built on scientific research and leverage factor-based investing and smart beta techniques.
- Every portfolio can be optimized for any asset a client already owns (public or private).
- Every portfolio is recalibrated dynamically according to your plan’s evolutions.
Separately managed accounts
- Separately managed accounts allow for maximum tax efficiency, individual tax-loss harvesting, and hyper-personalization of portfolios.
- The risk loading of your investment portfolio is dynamic and rebalanced to align with changes to your financial plan.
Dedicated team of advisors
- Each client has a dedicated team of financial advisors and industry specialists to help you make wise decisions with your family and financial wealth.
- We provide estate planning and have resources to help you create an estate plan or update your current plan.
- Integrated in-house tax planning and tax filing services are offered to clients.
Client-first business model
- We proudly serve as a fiduciary to each and every client we engage with.
- We have no minimum account size requirements and work with clients at all levels of wealth.
- We charge an all-inclusive asset management fee (wrap fee) at a fraction of the cost of traditional financial institutions. There are no hidden fees, no trade commissions, and no soft-dollar compensation arrangements with large firms.
- We offer a simple and transparent monthly fee for our financial planning services that can be customized for your specific situation (Service Levels)
No risk scores.
No model portfolios.
No investment products.
No risk scores. No model portfolios. No investment products.
Total hidden fees
No platform fees.
No trading fees.
Minimal fund fees.
No platform fees. No trading fees. No commissions. Minimal fund fees.
- Collaborate with your advisor on your financial plan
- Project your cash flow
- Track your investments
- and more