Plan purposefully.
Live richly.
The challenge for everyone: How to live richly today and simultaneously plan wisely for the future?
Different isn’t always better, but better will always be different.
Every wealth management firm claims to offer personalized financial planning and investing solutions. Yet, whether they are a robo-advisor, a large national firm, or an independent advisor, they follow the same flawed and functionally obsolete planning and investing framework—where all roads lead back to a risk score and a model portfolio.
We built the future of advice; a comprehensive system that provides dynamic hyper-personalized investment strategies optimized for the right benchmark—achieving your unique financial plan.
We start with what matters most.
We believe that each individual and family is unique, as are their values and vision for the future. That is why our process begins with your family’s values and vision, helping you to connect your financial assets - your life’s work - with what is most important to you.
A proven process to achieve the results you need.
Family strategy
- Values - what matters most
- Vision - where you want to go
- Goals - the unique milestones
Financial management
- Budgeting and spending
- Asset and liability tracking
- Cash flow projections
- Tax planning and preparation
Financial planning
- Retirement income strategies
- Major purchases
- Social security planning
- Education funding
Investment strategy
- Liability-driven investing
- Hyper-personalized portfolio designed to achieve your financial plan
- Identify and track your minimum required rate of return
Family strategy
- Values - what matters most
- Vision - where you want to go
- Goals - the unique milestones
Financial management
- Budgeting and spending
- Asset and liability tracking
- Cash flow projections
- Tax planning and preparation
Financial planning
- Retirement income strategies
- Major purchases
- Social security planning
- Education funding
Investment strategy
- Liability-driven investing
- Hyper-personalized portfolio designed to achieve your financial plan
- Identify and track your minimum required rate of return
We custom build your portfolio using our liability-driven investment methodology.
We know that every client’s vision for how they want to live is unique and therefore every client’s ability to take risk (optimal risk loading) and investment portfolio should be unique.
Lifeworks is the only wealth management firm that uses your unique cash flow needs (liabilities) to build a hyper-personalized portfolio using individual equities and tactical investments.
As you update your financial plan or as unexpected life events happen, your investment strategy is dynamically adjusted to align with your financial plan.
Wealth management is more than just financial planning.
It requires a team of multidisciplinary advisors who are committed to the only goal that matters—helping you achieve your financial plan and live the life you want.
Tax planning
- Tax projections done by our CPAs
- Roth IRA conversions
- Tax-loss harvesting
- Federal and state tax preparation
- Review prior year tax returns for missed opportunities
Tax planning
- Tax projections done by our CPAs
- Roth IRA conversions
- Tax-loss harvesting
- Federal and state tax preparation
- Review prior year tax returns for missed opportunities
Risk management
- Health insurance planning
- Medicare planning
- Life insurance
- Disability insurance
- Long-term care
- Asset protection strategies
Risk management
- Health insurance planning
- Medicare planning
- Life insurance
- Disability insurance
- Long-term care
- Asset protection strategies
Estate planning
- Estate plan review
- Estate plan drafting and funding
- Family legacy planning
- Generational gifting strategies
Estate planning
- Estate plan review
- Estate plan drafting and funding
- Family legacy planning
- Generational gifting strategies
Philanthropy
- Family giving philosophy
- Donor advised funds
- Community engagement plans
- Private family foundations
Philanthropy
- Family giving philosophy
- Donor advised funds
- Community engagement plans
- Private family foundations
Business planning
- Cash flow and distributions
- Continuation planning
- Exit and succession strategies
- Investment opportunities
- Key employee compensation
Business planning
- Cash flow and distributions
- Continuation planning
- Exit and succession strategies
- Investment opportunities
- Key employee compensation
Retirement plans
- Solo 401k plans
- 401k group plans
- 3(21) and 3(38) fiduciary
- Self-directed 401k accounts
Retirement plans
- Solo 401k plans
- 401k group plans
- 3(21) and 3(38) fiduciary
- Self-directed 401k accounts
Your financial plan will need to adapt to your life.
Lifeworks allows you to focus on living your life while knowing that your advisor is taking care of the planning. Our quarterly focus map guides the key planning conversations that your advisors will help you navigate throughout the year.
Quarter 1 focus
- Values
- Vision
- Goals
- Budget and cash flow
- Financial plan update
Quarter 2 focus
- Tax preparation
- Tax planning and projections
- Insurance review
- Asset protection strategies
Quarter 3 focus
- Investment strategy
- Performance
- Business plan
- Dividends and distributions
- Real estate strategy
Quarter 4 focus
- Estate planning
- Year-end giving
- Year-end tax prep
- Year in review
Unbiased and human-centered advice
Most traditional firms only get paid when you move your investments to their firm, which results in a conflict of interest. We believe the best way to deliver unbiased advice is to charge separate fees– one for financial planning and one for investment management.
Essential
$100
per month
- Values and vision
- Budget and cash flow
- Tax projections
- Investment strategy
Family
$300
per month
- Retirement planning
- College education funding
- Social security maximization
- Insurance planning
- Investment strategy
- Group benefits planning
- Estate planning
- Access to legal and tax specialists
- Everything in Essential plan
Entrepreneur
$600
per month
- Exit and succession planning
- Business continuation (buy/sell)
- Cash flow and distribution planning
- Key employee compensation
- Valuation
- Insurance audit
- Legal audit
- Asset protection strategies
- Retirement plan review
- Everything in Family plan
Family Office
Contact us for pricing- Customized service plans, designed to serve families with multi-generational wealth planning needs or unique financial objectives.
Lifeworks investment management
No platform fees. No TAMPs. No trading fees. No commissions. Minimal fund fees.
Interested in learning more?
Meet with one of advisors for a quick call to chat or ask any questions you may have.
Schedule a meeting